The Conversation Most Couples Skip

Most couples know their retirement numbers. Far fewer know whether they agree on where they'll live, how much time they'll spend together, or what a good Tuesday looks like. That second conversation, about what the money is actually for, is where retirements succeed or fail.

Membership Options

One membership covers both partners. Your partner joins through your invitation at no additional cost.

Couples Self Service

$249 one time

Access to the Couples Retirement Planning Alignment Calculator for two people

  • Access to the Couples Retirement Planning Alignment Calculator for two people
  • Access to the PDF "Beyond the Money: The Couples Guide to Enjoying Retirment Together"
Choose Couples Self Service

Guided Couples Retirement Planning

$499 one time

Access to the Couples Retirement Planning Alignment Calculator for two people and two video conference sessions with a coach

  • Access to the Couples Retirement Planning Alignment Calculator for two people
  • Two video conference sessions with a coach to help you access the tool and interpret your resluts (1.5 hours total).
  • Access to the PDF "Beyond the Money: The Couples Guide to Enjoying Retirment Together"
Choose Guided Couples Retirement Planning

What Every Membership Includes

Partner Invitation

Invite your partner by email. Each of you gets your own private login.

Two Private Assessments

Each of you answers three questions for each of the ten dimensions in the Retirement Together framework.

Your Comparison

Once you've both finished, an AI-generated side-by-side comparison shows where you align and where you need to talk.

Why Couples Who Planned Everything Still Collide

Retirement doesn't create a couple's differences. It reveals them.

Couples say they both want to "travel" or "spend time with family" and assume they agree. Often one partner pictures an RV on the open road while the other pictures staying close to the grandchildren.

Each partner plans in their own head, assuming the other shares the same picture. The differences stay hidden until a big decision, like a move, a purchase, or a new routine, brings them out.

  • Trust erosion, when major decisions get made without asking the other partner
  • Defensive conversations, when late-surfacing differences turn into arguments about who decided what
  • Financial waste, from reversing decisions that satisfied neither partner
  • Lost time, because an unresolved difference waits until retirement, when it's harder to fix
  • Quiet resentment, when one partner gives up what they wanted to keep the peace
A Different Starting Point

Traditional planning often treats a couple as one household with one set of goals. Retirement Together starts from two people, two visions, and one plan built from both.

Frequently Asked Questions

No. It's the conversation that should come before anyone runs the numbers. Your financial professional helps with the money; this helps the two of you decide what the money is for. It does not provide investment, tax, or legal advice.

Whether you're in your 50s and just starting to plan, in your 60s and making the transition, or already retired and finding your plans need adjusting. Earlier is easier, but it's never too late.

Yes. The comparison needs both of your assessments. One of you signs up and invites the other, and neither of you sees the other's answers until you've both finished.

That's a valuable discovery, and a common one. The goal isn't to want the same things. It's to make room for both of you to flourish while staying connected. The book, Enjoy Retirement Together, covers the four common types of misalignment and strategies for honoring both partners' needs.

You can start your own assessment right away and send your partner an invitation. Work at your own pace and save your progress anytime. When you've both finished, your comparison is ready.

No. It's a structured way to talk about what you each want. If conflict is affecting daily life, please talk with a licensed counselor. If you or someone you know is in crisis in the U.S., call or text 988.

Start the Conversation

Your retirement together starts with the conversation you may have been avoiding.

Start Your Assessment

Enjoy Retirement Together is for educational purposes and is intended for adults 18 and older. It is not investment, tax, or legal advice, and it is not counseling or therapy. Comparisons are generated by AI and may contain errors. Privacy Policy · Terms of Use